People are "retiring" at younger ages, starting new businesses, traveling more, and all the while living longer. It makes good sense to plan for a retirement lifestyle that lasts 30 years or more.
Together, we undertake a "Retirement Analysis" that will help you reach your goals, including how much you need to save, what types of accounts to use, and a sustainable spending amount in retirement.
Our projections adjust for inflation, taxes, and an achievable rate of return. This sophisticated approach also helps you understand pensions, account withdrawals, post-retirement living costs, Social Security benefits and other important considerations.
Depending upon your initial results, we explore ways to maximize your remaining savings opportunities through catch-up contributions and additional strategies.
While no two retirements are the same, retirement requires a careful plan for asset withdrawals, the best use of required minimum distributions (RMDs), and an investment strategy that helps make your money last.
Retirement Planning is included in our Investment Management fee or as an
"a la carte" service in conjunction with Investment Advice.
Contact us about retirement planning so that you can be confident about all aspects of your retirement security.