Investment Management For

PRE-RETIREES

 

Will you be ready for a retirement that lasts 30 years or more? Do you plan on travelling more or starting a business? Perhaps you're worrying about supporting family members in addition to your own long-term financial needs. 

For those looking toward retirement, we help you assess your long-term goals and your progress toward them. Since many people have been too busy raising children and focusing on career goals to maintain a balanced, diversified portfolio, we make sure your investments are appropriate for this stage of your life. 

In addition, your portfolio will be managed to have the appropriate level of risk, to incorporate any tax-efficiencies, and to work in conjunction with your goals. If you have a workplace plan with your current employer, we will provide advice for your workplace retirement account at no extra cost.  


For those looking toward retirement, we help you assess your long-term goals and your progress toward them. We will advise you on: 
 

Preparing for eventual retirement  

Once we begin overseeing your investments we will prepare a personalized Retirement Security Analysis to analyze whether your current savings level is adequate and if you can take advantage of additional savings strategies. Our projections adjust for inflation and taxes, while incorporating pensions and Social Security benefits. As you count down to retirement, we will monitor and reassess your projections to make sure you are on track for lifetime financial security.

 

Steering through constant change  

Each year brings regulatory changes or new legislation. We keep you informed so that you can benefit from changes in tax or estate regulations. 

 

Tying up loose ends

Your wills, insurance policies, and beneficiaries may be out of date if your children have reached adulthood or married. We review your financial-planning circumstances regularly so that neglect does not cause irreversible problems. 

 

As Certified Financial Planners®, we make use of a broad base of financial-planning knowledge in the areas of retirement planning, estate planning, investment planning, income tax planning, and insurance planning.